How a member earns Lifetime Points: How a member uses pts:
1 point for every $1 in dividend
1 point for every $1 in interest
100 points for every year

100 pts - Automatic Loan Payment
300 pts - Auto Mentors purchace
100 pts - Credit Disbility Ins
100 pts - Credit Life Ins
100 pts - GAP Ins
100 pts - MRC Ins
100 pts - No NSFs or Courtesy Pay
300 pts - Referred a Member
CD rates
  • +.25% = 2500 pts.
    Loan rates
  • -.25% = 2500 pts

    Waive fees, (fee x 100)
    150 pts - ATM Withdrawal
    400 pts - Cashier's Check
    200 pts - Check Withdrawal
    2500 pts - Courtesy Pay
    500 pts - Dormant Account
    500 pts - Inactive Checking Acct
    600 pts - Investor Checking Monthly Fee
    200 pts - Money Order
    2500 pts - NSF
    300 pts - Overdraft Transfer
    2500 pts - Stop Payment